Senior Credit Risk Analyst
Aristocrat is a global entertainment and content creation company powered by technology to deliver world-leading casino and mobile games. Aristocrat offers a diverse range of products and services including electronic gaming machines, casino management systems, free-to-play mobile games and online real money games.
Job Description
Aristocrat is seeking an experienced Senior Credit Risk Analyst to join our finance team. Your role is essential in maintaining financial stability by coordinating credit-related risks. At Aristocrat, our objective is to bring happiness to life through the power of play, and we value our inclusive culture and impactful work. This role is crucial in ensuring the efficient operation of our financial activities, as you will be leading in managing credit risks and safeguarding our assets. If you are passionate about making a significant impact and excelling in a dynamic environment, this opportunity is perfect for you!
What You'll Do
Credit Risk Assessment:
- Manage customer online credit applications for new onboarding customers.
- Evaluate the creditworthiness of existing customers through detailed financial analysis and risk assessments.
- Analyze financial documents, credit reports, and other relevant information to identify potential risks.
- Manage and maintain the PPS Register to ensure risk mitigation.
- Perform annual and quarterly reviews of customer risk profiles.
- Provide insight and support in risk identification.
Managing Accounts Receivable:
- Prepare and manage debt recovery efforts for overdue accounts.
- Preserve credit-related details for each customer, encompassing credit limits, credit terms, payment history, and credit risk evaluations.
- Submit ATB for commercial portfolio monitoring with external risk analytics products like Equifax.
Risk Monitoring and Management:
- Regularly track credit exposures and confirm adherence to set credit limits.
- Build and upkeep risk monitoring tools and systems.
- Maintain and monitor commercial risk alerts with Credit Bureau.
- Implement risk mitigation strategies, including collateral management.
Policy Development and Compliance:
- Develop and update credit risk policies and procedures in line with regulatory requirements and standard methodologies.
- Guarantee adherence to internal policies, regulatory mandates, and industry norms.
- Perform routine evaluations and audits of procedures and protections associated with credit risk.
Reporting and Analysis:
- Develop in-depth reports regarding credit risk and accounts receivable for senior management and clients.
- Contribute viewpoints and suggestions after analyzing credit risk and accounts receivable.
- Stay alert to modifications in credit risk and accounts receivable, highlighting any significant adjustments or possible issues.
Collaborator Coordination:
- Work collaboratively with internal teams, such as finance, sales, and operations, to develop a comprehensive plan for leading all aspects of credit exposure and outstanding invoices.
- Maintain relationships with external collaborators, including credit rating agencies, auditors, and regulators.
Data Management:
- Sustain exact and current documentation of credit risk appraisals and determinations.
- Employ risk management software and tools for the tracking and analysis of credit risk and accounts receivable data.
- Perform regular master data audits.
Training and Development:
- Provide training and assistance to team members and partners regarding credit risk.
- Keep informed about industry trends, regulatory changes, and guidelines concerning credit risk and accounts receivable management.
- Attend external AICM Risk seminars.
Customer Master Data:
- Perform master data reviews on a quarterly and annual basis with external entities such as ASIC and Equifax.
- Manage end-to-end changes of ownership.
- Consult with departing and incoming parties to register and discharge PPSR requirements.
- Develop, distribute, and process Novation documents as necessary within the CLM system.
What We're Looking For
- An educational background of a Bachelor's degree in finance, accounting, business administration, or a related field is required. Possessing a master’s degree or equivalent professional accreditations (e.g., CPA, CCP, CFA) would be beneficial.
- Proven proficiency in coordinating credit risk, coordinating accounts receivable, or a similar role, typically with 5+ years of experience.
- Mastery in accounting applications (such as MS Dynamics, SAP) and risk assessment tools (like ApplyEasy, Equifax, SAS, Moody’s). Advanced proficiency in Excel.
- Strong analytical and problem-solving abilities, demonstrating attention to detail.
- Excellent verbal and written communication skills, capable of conveying complex information clearly and concisely.
- Strong decision-making skills with the ability to assess situations quickly and make informed recommendations.
- Ability to manage multiple tasks and prioritize work effectively to meet deadlines.
Why Aristocrat?
Aristocrat is a world leader in gaming content and technology, and a top-tier publisher of free-to-play mobile games. We deliver great performance for our B2B customers and bring joy to the lives of the millions of people who love to play our casino and mobile games. And while we focus on fun, we never forget our responsibilities. We strive to lead the way in responsible gameplay, and to lift the bar in company governance, employee wellbeing and sustainability. We’re a diverse business united by shared values and an inspiring mission to bring joy to life through the power of play.
We aim to create an environment where individual differences are valued, and all employees have the opportunity to realize their potential. We welcome and encourage applications from all people regardless of age, gender, race, ethnicity, cultural background, disability status or LGBTQ+ identity. EEO M/F/D/V
- World Leader in Gaming Entertainment
- Robust benefits package
- Global career opportunities
Our Values
- All about the Player
- Talent Unleashed
- Collective Brilliance
- Good Business Good Citizen
Travel Expectations
None
Additional Information
At this time, we are unable to sponsor work visas for this position. Candidates must be authorized to work in the job posting location for this position on a full-time basis without the need for current or future visa sponsorship.
Aristocrat is seeking an experienced Senior Credit Risk Analyst to join our finance team. Your role is essential in maintaining financial stability by coordinating credit-related risks. At Aristocrat, our objective is to bring happiness to life through the power of play, and we value our inclusive culture and impactful work. This role is crucial in ensuring the efficient operation of our financial activities, as you will be leading in managing credit risks and safeguarding our assets. If you are passionate about making a significant impact and excelling in a dynamic environment, this opportunity is perfect for you!
What You'll DoCredit Risk Assessment:
- Manage customer online credit applications for new onboarding customers.
- Evaluate the creditworthiness of existing customers through detailed financial analysis and risk assessments.
- Analyze financial documents, credit reports, and other relevant information to identify potential risks.
- Manage and maintain the PPS Register to ensure risk mitigation.
- Perform annual and quarterly reviews of customer risk profiles.
- Provide insight and support in risk identification.
- Prepare and manage debt recovery efforts for overdue accounts.
- Preserve credit-related details for each customer, encompassing credit limits, credit terms, payment history, and credit risk evaluations.
- Submit ATB for commercial portfolio monitoring with external risk analytics products like Equifax.
- Regularly track credit exposures and confirm adherence to set credit limits.
- Build and upkeep risk monitoring tools and systems.
- Maintain and monitor commercial risk alerts with Credit Bureau.
- Implement risk mitigation strategies, including collateral management.
- Develop and update credit risk policies and procedures in line with regulatory requirements and standard methodologies.
- Guarantee adherence to internal policies, regulatory mandates, and industry norms.
- Perform routine evaluations and audits of procedures and protections associated with credit risk.
- Develop in-depth reports regarding credit risk and accounts receivable for senior management and clients.
- Contribute viewpoints and suggestions after analyzing credit risk and accounts receivable.
- Stay alert to modifications in credit risk and accounts receivable, highlighting any significant adjustments or possible issues.
- Work collaboratively with internal teams, such as finance, sales, and operations, to develop a comprehensive plan for leading all aspects of credit exposure and outstanding invoices.
- Maintain relationships with external collaborators, including credit rating agencies, auditors, and regulators.
- Sustain exact and current documentation of credit risk appraisals and determinations.
- Employ risk management software and tools for the tracking and analysis of credit risk and accounts receivable data.
- Perform regular master data audits.
- Provide training and assistance to team members and partners regarding credit risk.
- Keep informed about industry trends, regulatory changes, and guidelines concerning credit risk and accounts receivable management.
- Attend external AICM Risk seminars.
- Perform master data reviews on a quarterly and annual basis with external entities such as ASIC and Equifax.
- Manage end-to-end changes of ownership.
- Consult with departing and incoming parties to register and discharge PPSR requirements.
- Develop, distribute, and process Novation documents as necessary within the CLM system.
- An educational background of a Bachelor's degree in finance, accounting, business administration, or a related field is required. Possessing a master’s degree or equivalent professional accreditations (e.g., CPA, CCP, CFA) would be beneficial.
- Proven proficiency in coordinating credit risk, coordinating accounts receivable, or a similar role, typically with 5+ years of experience.
- Mastery in accounting applications (such as MS Dynamics, SAP) and risk assessment tools (like ApplyEasy, Equifax, SAS, Moody’s). Advanced proficiency in Excel.
- Strong analytical and problem-solving abilities, demonstrating attention to detail.
- Excellent verbal and written communication skills, capable of conveying complex information clearly and concisely.
- Strong decision-making skills with the ability to assess situations quickly and make informed recommendations.
- Ability to manage multiple tasks and prioritize work effectively to meet deadlines.
Why Aristocrat?
Aristocrat is a world leader in gaming content and technology, and a top-tier publisher of free-to-play mobile games. We deliver great performance for our B2B customers and bring joy to the lives of the millions of people who love to play our casino and mobile games. And while we focus on fun, we never forget our responsibilities. We strive to lead the way in responsible gameplay, and to lift the bar in company governance, employee wellbeing and sustainability. We’re a diverse business united by shared values and an inspiring mission to bring joy to life through the power of play.
We aim to create an environment where individual differences are valued, and all employees have the opportunity to realize their potential. We welcome and encourage applications from all people regardless of age, gender, race, ethnicity, cultural background, disability status or LGBTQ+ identity. EEO M/F/D/V
World Leader in Gaming Entertainment
Robust benefits package
Global career opportunities
Our Values
All about the Player
Talent Unleashed
Collective Brilliance
Good Business Good Citizen
Travel Expectations
NoneAdditional Information
At this time, we are unable to sponsor work visas for this position. Candidates must be authorized to work in the job posting location for this position on a full-time basis without the need for current or future visa sponsorship.
