Hi, We're Kikoff!

Kikoff was founded in 2019 with a not-so-simple goal: make it easier for people to build credit. Credit plays a huge role in our lives, from opening a credit card to qualifying for a home loan. But there’s a catch, it’s easier to build credit, when you already have it.

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Co-founders Cynthia Chen and Christophe Chong understood this challenge first hand, so they built a solution. Kikoff’s main product is our Credit Account, a specialized, reported credit line exclusively focused on building credit. We’ve expanded the features of our paid account to include things like spam call blocking, identity protection, rent reporting, and more. Over a million people have used Kikoff to build their credit.